Getting hurt or becoming ill on the job means you may be eligible for worker’s compensation. But you have to act quickly to protect your right to receive benefits. Here are five key things to remember:
#1: Report the injury to your employer immediately
Make sure your supervisor or HR department knows about your injury. It’s best to file within the first 21 days so you can start being compensated as soon as possible. If you don’t give notification within 120 days, your benefits will be forfeited.
#2: See a doctor
Get the medical care you need, promptly. Your employer may have a list of approved doctors. If so, you have to be seen by one of them for at least the first 90 days. (Your company is required to post this list where employees can easily access it.)
#3: Continue necessary medical care
Keep visiting your doctor, taking your medications, and doing any physical therapy or exercises prescribed. If the insurance company can show that you aren’t following your treatment plan, it will refuse to pay.
#4: Collect evidence
It’s critical to document your injury. Collect contact information for eyewitnesses, photos of where the injury occurred, your medical records, and evaluations from health care providers.
#5: Get a good lawyer on your side
Worker’s compensation cases can be complicated. It’s worthwhile to discuss your case with an attorney. Most offer free initial consultations to help you learn about your legal options.
Cordisco & Saile LLC represents workplace injury victims in Philadelphia, Bucks County and the surrounding area. Call 215-642-2335 or contact us to schedule your free consultation.