In many cases, parking lot car accidents occur at low speeds and cause only minor property damage. Sometimes, however, the seemingly benign nature of these crashes prevents victims from seeking treatment for injuries or recognizing serious damage to their vehicle. For this reason, it is a good idea to visit your doctor and have a mechanic inspect your car after any collision.
If it turns out that you or a loved one did suffer injuries in a parking lot accident in Pennsylvania or New Jersey, Cordisco & Saile LLC can help you determine your legal options for compensation, identify all liable parties, and file your claim. Call our Bucks County office today at 215-642-2335 to schedule a free, no-obligation consultation.
How will my insurance company handle a parking lot accident claim?
Pennsylvania’s “choice no-fault” auto insurance laws often confuse accident victims into thinking the only compensation they can recover is from their own personal injury protection policy (PIP), sometimes called a medical benefits policy.
If you carry only the state minimum coverage, your policy will cover up to $5,000 in medical care to treat your injuries. When injuries are minor, this may be plenty to cover all of your care-related costs.
If not, you may need to file a claim with the at-fault party’s insurer. You have this option regardless of whether you opted for full or limited tort coverage. This allows you to collect additional medical benefits as well as money to cover your property damage losses.
The type of insurance coverage you chose may limit the amount of compensation you can recover above these economic losses. If you opted for limited tort coverage, you can only file a claim for your financial damages. If you opted for full tort, you can claim non-pecuniary losses such as pain and suffering, in addition to your economic damages.
What role does fault play in a PA parking lot auto accident?
As with any accident, proving another party caused your parking lot car accident is key in winning compensation to cover your accident-related losses. To prove negligence, you must present evidence to show:
- The other party had a legal obligation to behave in a certain way
- He failed to uphold his obligation
- His failure caused the accident
- You suffered injuries in the crash
In most cases, the liable party is another motorist. In some cases, others could contribute or cause a parking lot accident. This may include the owner of the parking lot or a company tasked with maintaining the area. Poor design, improper signage or maintenance, speed bumps, and even inadequate lighting may contribute to a parking lot car accident.
We will investigate all aspects of your crash to ensure we hold all potentially liable parties accountable.
What can I recover after a parking lot accident in Pennsylvania?
The compensation available to accident victims through a Pennsylvania auto insurance claim can vary widely. Depending on the exact nature of your injuries, the property damage that occurred, and your insurance policy, compensation may include:
- Medical bills
- Rehabilitation and physical therapy
- Ongoing care costs
- Lost wages
- Property damage to your vehicle
- Other out-of-pocket expenses
- Pain and suffering
How can Cordisco & Saile LLC help me?
If you suffered serious injuries in a Pennsylvania parking lot car accident, Cordisco & Saile LLC can help you navigate the complicated claims process and recover the compensation you deserve. Call us today at 215-642-2335 to learn more.