If you are injured at work, the first thing you should do is notify your employer about your accident. This could be a manager, supervisor, or business owner. From there, you may need to determine whether you are eligible for workers’ compensation benefits.
Most employers are required to carry workers’ compensation insurance. Through this program, you may be able to pursue compensation for your medical bills and a portion of your lost income. In some situations, you may also qualify to receive disability benefits.
You Should Notify Your Employer of Your Accident as Soon as Possible
There are time limits for how long you have to report your on-the-job injuries to your employer. However, it is a good rule of thumb to report your accident immediately.
This is because:
- You do not want to give your employer or their insurer the chance to deny your claim. By not reporting your accident in a timely manner, you give them the opportunity to dispute the validity of your injuries.
- You may risk missing out on your chance to file a successful workers’ compensation claim by violating any relevant timelines.
- You will want to create a paper trail of your accident and injuries immediately. By documenting your accident as soon as possible, you reduce the likelihood of having your claim denied or disputed.
Your employer may also be able to give you information about how you can file your claim.
You Should Seek Medical Attention for Your Injuries
To make a full recovery (if possible), you will want to visit a healthcare provider and receive a diagnosis of your injuries. This, of course, involves seeking medical attention.
Depending on the nature of your accident, you may need to see a healthcare provider that is listed under your employer’s insurance policy. If you forgo this and see your own doctor, your employer may not have to pay for some of your medical-related expenses. However, if your accident required prompt medical attention, you may be allowed to visit an emergency room or the hospital.
You also do not want to give your employer or their insurer the chance to say that you made your condition worse by neglecting to seek medical attention. This can lessen the amount of money you can seek for your losses.
File a Workers’ Compensation Claim
If your injuries cause you to miss work for a prolonged period of time, you could alleviate your financial burdens by filing a workers’ compensation claim. As noted, workers’ compensation is available to cover medical expenses and a portion of lost wages.
To file a successful workers’ compensation claim, you do not need to prove that your injuries were a result of negligence. You only need to prove that you were injured while performing the duties within the scope of your job.
Consider Working with a Lawyer on Your Workers’ Compensation Claim
Many people are able to recover the cost of their damages through workers’ compensation claims. However, for some, this process can be difficult. If the insurer denies your claim or your employer threatens to fire you for filing a claim (which is illegal), a lawyer from our team could protect your legal rights.
We can help you:
- File your workers’ compensation claim
- Address any issues that prevent you from getting the money and benefits you deserve
- Prove that you were injured at work
- Determine what benefits you may be able to receive
- Manage communications with the liable insurer
- File your claim under any necessary deadline
Many workers’ compensation lawyers offer legal aid on a contingency-fee basis. In this payment structure, you could hire us and not have to worry about the cost of doing so.
Hire Cordisco & Saile LLC for Help with Your Case
Our legal team has over 30 years of experience when it comes to advocating for injured claimants’ rights. When you hire us to help with your workers’ compensation claim, we can explore your financial recovery options at no cost to you. We are excited to meet you, learn about your situation, and implement a course of legal action on your behalf.
You can call us today to get started. Your first consultation is free, and you can learn about your legal options at no obligation to you. To learn about what you should do if you are injured at work, call Cordisco & Saile LLC at (215) 642-2335.