While motorcycle riding is the preferred method of transportation for many people, motorcycle accidents are a reality on the roadways. Anyone involved in a motor vehicle accident can suffer injury or property damage, but motorcyclists are at greater risk, given their relative lack of protection.
Data from a Pennsylvania Department of Transportation (Penn DOT) report indicate that of the 3,874 motorcyclists involved in accidents, 181 were killed and 3,322 were injured. Thus, about nine out of 10 motorcyclists involved in wrecks in Pennsylvania suffered injuries or passed away.
So if you suffered serious injuries in a motorcycle accident, the lawyers in our Newtown, Bucks County office can be of assistance as you file an insurance claim or lawsuit to recover damages.
Pennsylvania Insurance Laws for Motorcyclists
If you’ve been in a motorcycle accident, you may be entitled to compensation for property damage and injuries. However, Pennsylvania insurance laws differ in some ways for motorcycles as compared with other automobiles. It is essential to be informed about the potential benefits and limitations of your motorcycle insurance coverage when making a claim for an accident.
In Pennsylvania, no-fault insurance or personal injury protection (PIP) is a benefit of auto insurance policies that covers medical costs for the policyholder, regardless of who was at fault for the accident. However, for motorcyclists, this is not a required part of the insurance policy. What does this mean for you if you’ve been injured in a motorcycle accident? It means that you must file a claim against the responsible party.
In addition, Pennsylvania motorcycle policies include full-tort coverage. This means that you are legally able to bring a tort claim against the responsible party in the accident for any injuries you sustained. There are no limitations or injury severity thresholds associated with full-tort coverage, as there is with limited tort coverage, which some passenger vehicle policies contain.
What can I do to ensure I recover fair compensation?
Proving fault in a motorcycle accident can become a critical element of seeking compensation for property damage and injuries. You will need to gather all relevant information to support your case, including police reports, witness statements, photography, and estimates for repairs or medical bills. Experts in motorcycle accident scene reconstruction sometimes can help establish fault where there is doubt.
You may recover compensation even if you were partially at fault for the accident. But you may only recover damages minus your percentage of fault. If you’re more than 50 percent at fault, you cannot recover anything. This can be a problem for motorcyclists who did not wear a helmet and suffered head or neck injuries. The other party may argue that you contributed to your injuries by choosing not to wear a helmet, even if not required to do so by law.
If you face limitations of your insurance policy or are unsure how to protect your legal rights, a Bristol motorcycle accident lawyer can be a helpful ally. An attorney will coordinate all the details of your claim, seek any experts needed to build your case and will negotiate on your behalf. If you need to file suit against the responsible party, your attorney can initiate that suit and manage it from start to finish.
Questions? Speak with Our Motorcycle Accident Attorneys in Bucks County Today
If you have been in a motorcycle accident, the lawyers in Newtown, Bucks County at Cordisco & Saile LLC can help. Call us today at 215-642-2335 to set up a consultation.