Many injured workers do not know how to file a workers’ compensation claim in Pennsylvania. A mistake on the application can jeopardize your ability to recover the benefits you need. Below, we detail what you need to know about filing a Pennsylvania workers’ comp claim.
Steps to Filing a Workers’ Compensation Claim in PA
Your top priority after a workplace injury should be getting the medical care you need. However, you need to ensure you get treatment from a doctor approved by your employer. They should have a list posted in a highly trafficked area, such as the bulletin board in your employee break room.
After you get the care you need for any emergent conditions, the next step is to formally notify your employer. Even if they knew about the accident when it happened, we recommend telling your supervisor or human resources representative in writing. This ensures there is proof in your record if there is an issue later on. Once you have notified your employer, they submit your claim to the insurer.
Getting Legal Help with Your Workers’ Compensation Claim
The claims process should be simple enough. After all, the only task on your shoulders is telling your employer you suffered an injury. It is their responsibility to file your claim with the insurer once you have notified them. In a perfect world, you would receive your benefits a few weeks after your injury and continue to receive them for as long as you need them.
However, this is not always the case. It is not unusual to hit roadblocks in the claims process. If this happens to you, you may want to consider enlisting the help of an attorney who understands the Pennsylvania workers’ compensation claims process works and knows how to navigate it successfully.
Several things can go wrong when filing for workers’ compensation benefits without legal help. These may include:
- The insurance company denies your claim
- Your employer claims the injury is not work-related
- The insurance company does not offer you the full benefits you deserve
In many cases, workers may need to threaten litigation or actually file a civil lawsuit to get the full benefits they need. If you run into a problem after submitting your Pennsylvania workers’ comp claim, the workers’ compensation attorneys from Cordisco & Saile LLC can help you navigate the alternate dispute resolution process or file a lawsuit on your behalf.
We can help you get to the bottom of why you did not get approval for full benefits, and fight for the benefits you deserve. We can file a Claim Petition on your behalf and ensure the form makes a good case for why you deserve benefits.
If the insurance company is threatening to end your benefits and send you back to work, we may be able to stop them in their tracks. Pennsylvania law gives us three years from the date of your jobsite injury to file a lawsuit if this becomes necessary.
Pennsylvania Workers’ Compensation Benefits
Your workers’ compensation benefits should cover:
Medical Care Coverage
Your workers’ compensation coverage should pay all medical bills related to your workplace injury or illness.
Wage Loss Benefits
In general, you can expect to collect about two-thirds of your regular wages from workers’ compensation. This benefit will not start until you miss at least seven days of work, so you may need to use your paid time off or miss out on a week’s worth of pay. If you are out of work for 14 days or longer, you will also receive wage-loss compensation for those first seven days.
You may be eligible to receive temporary total disability or permanent partial disability benefits through your workers’ compensation coverage. If you suffer a permanent impairment that prevents you from returning to work, you may also meet the criteria to get Social Security disability benefits.
Talk to a Bucks County Workers’ Compensation Attorney Today
The Pennsylvania workers’ compensation lawyers at Cordisco & Saile LLC handle cases all over Pennsylvania, in Bensalem, Newtown, Langhorne, Bristol, and Philadelphia. We can explain your rights and fight to obtain the benefits you deserve after a workplace injury or illness. We know how complex filing a workers’ comp claim can be and how to navigate the appeals process.
Let us evaluate your situation and work for wage-loss benefits or a settlement on your behalf. Call us today at 215-642-2335 to get started.