If you were involved in an accident with an Uber or Lyft driver, you could be entitled to financial compensation. That compensation could come through a personal injury lawsuit, your own insurance policy, or even directly from the rideshare company’s insurance provider.
There can be challenges when it comes to pursuing fair compensation after a ridesharing accident. The ridesharing companies and their insurance providers will have one main priority: protecting themselves. An Uber and Lyft accident lawyer in Montgomery County could improve your chances of fair compensation in a liability claim or lawsuit.
You may be able to pursue compensation for your rideshare accident injuries
Personal injury lawsuit
As is the case with many car accidents, you may have the right to file a personal injury lawsuit against the other driver if they were at fault. This is true for both Uber and Lyft drivers.
This lawsuit would be treated like any other personal injury case. For you to recover financial compensation, you must establish that the Uber or Lyft driver was negligent. Negligence could result from a variety of behaviors, including:
- Running a red light
- Reckless driving
- Driving under the influence
- Following too close
- Failure to yield
Unfortunately, there are limits on your ability to file a lawsuit directly against Uber or Lyft. These companies treat their drivers as independent contractors rather than employees, which means they are not legally responsible for any acts of negligence they commit. Therefore, you cannot add Uber or Lyft as a party to your lawsuit based only on their driver’s negligence.
However, there are cases where it is possible to sue these companies. If Uber or Lyft is negligent in their own right, they may not be protected from a lawsuit. For example, a rideshare company could be liable for damages if they negligently hire a driver with a dangerous driving record. An Uber and Lyft accident lawyer can review your case to determine if you have a potential lawsuit.
The primary way to hold rideshare companies accountable after an accident is through a liability insurance claim.
Additionally, rideshare drivers are required to carry their own insurance policy just like any other motorists. You are required to pursue a claim against their insurance first, but you may be able to seek additional benefits from the company’s policy if you exhaust the coverage offered by the driver.
The level of insurance coverage from Uber or Lyft varies depending on the circumstances. You could be entitled to benefits of up to $1 million if a rideshare driver injured you while they were transporting a passenger. The maximum amount of recovery under these policies is generally far less when the driver was actively seeking a rider but had not yet picked anyone up. The ridesharing companies will not offer insurance coverage at all if the driver was not actively using the mobile app or carrying a passenger at the time of the accident. An Uber and Lyft accident lawyer can help identify your insurance claim options.
Different types of compensation may be available to you
There are many different types of financial compensation available, whether you are pursuing a civil lawsuit or a liability insurance claim. The amount of compensation you could recover will depend on the facts of your accident. Some types of compensation that may be available include:
Medical bills often make up a large part of any personal injury case. This type of compensation could help you recoup the cost of major surgery, hospitalization, physical therapy, chiropractic care, and other treatments.
It is not uncommon for someone involved in a rideshare accident to be physically unable to return to work right away. Missing work because of an injury could cost you weeks or even months of paychecks. A personal injury lawsuit could help replace those lost wages.
Major collisions often leave the vehicles involved inoperable. If your vehicle was damaged, you could be entitled to compensation to either repair or replace it.
Pain and suffering
You could be entitled to a monetary award based on your pain and suffering caused by the accident. While there is no way to objectively measure your pain, a court could still provide a monetary award for your physical suffering based on how it impacted your life.
A deadline applies to your Uber or Lyft personal injury lawsuit
It is important to know that there is a deadline for filing a personal injury lawsuit in Montgomery County. This deadline—referred to as the statute of limitations—can have devastating consequences for you if you fail to comply with it.
The statute of limitations for personal injury lawsuits in Pennsylvania, 42 Pa. C.S.A. § 5524(2), is a legal deadline that expires two years after the date of your ridesharing accident. If you do not file a lawsuit within that two-year window, the court could be required to dismiss your case with prejudice.
Once the court dismisses your case in this way, you lose the ability to ever file your lawsuit again. Due to the steep consequences attached to the statute of limitations, you can protect your legal rights by seeking the guidance of an Uber or Lyft accident attorney in Montgomery County right away.
You could be entitled to a monetary award after a rideshare accident
The fact that the driver who caused your injuries was a rideshare operator does not change the fact that you could be entitled to compensation. In fact, it often means that you have different options for recovering fair financial compensation.
The team at Cordisco & Saile LLC understands what it takes to hold rideshare drivers and their companies accountable for their negligence. If you are ready to explore your case, an Uber and Lyft accident lawyer in Montgomery County can help. To learn more, call (215) 642-2335 for a free consultation.