PHILADELPHIA UBER & LYFT ACCIDENT LAWYER
Content Legally Reviewed & Approved
This page has been written and edited by a team of experienced legal writers. This page was approved by Managing Partner, Michael Saile who has more than 20 years of legal experience as a personal injury attorney.
Pursuing compensation for an Uber accident can be more complex and less straightforward than for crashes involving normal vehicles. Determining who is responsible for the accident and identifying the applicable insurance coverage is particularly tricky.
An injury victim may have to file a claim with multiple insurers. Our Uber accident lawyers at Cordisco & Saile LLC have the experience and expertise required to pursue justice for rideshare accident victims. We will work tirelessly to support you and your case, no matter how much effort it takes.
Navigate This Page
- Why Hire Our Uber & Lyft Accident Lawyers in Philadelphia
- Seeking Compensation for Your Rideshare Accident in Philadelphia
- Who Could Be Liable for a Rideshare Accident?
- Insurance Issues You Can Face With Rideshare Accidents in Philadelphia
- How Do I File an Uber or Lyft Accident Claim?
- Understanding the Statute of Limitations for Rideshare Cases
- Contact Cordisco & Saile to Discuss Your Uber or Lyft Accident Case
Why Hire Our Uber & Lyft Accident Lawyers in Philadelphia
When you choose to partner with our Uber and Lyft accident law firm, we don’t take that lightly. We treat you as family and offer personalized attention because we understand the devastating effects a crash can have on you and your loved ones.
The award-winning rideshare accident lawyers at Cordisco & Saile LLC have been helping injured car accident victims in the Philadelphia area for 30 years. We have recovered millions of dollars for our clients and will fight for the compensation you deserve.
Our founder, John F. Cordisco, stands by our commitment to fight for clients’ futures and families. Our managing attorney, Michael L. Saile Jr., has written an e-book on car accidents to better inform our clients and the community about these types of cases.
“Hiring an attorney, especially the attorneys of Cordisco & Saile, is going to help you with the initial investigation of the accident. We're going to guide you through your medical treatment and make sure you get to the right doctors and get the right treatment. Then we're going to compile and put together that treatment and what we call a demand package, where we present that to the insurance company and demand a number on your behalf. “
You Do Not Have to Fight for Justice Alone
Navigating the legal system can be overwhelming, especially when you are already dealing with pain, stress, or an uncooperative insurance company. Many of our clients come to us feeling frustrated, uncertain, or even defeated.
Our motto is “People Come First.” We see you as a person first and an accident victim second. You are like family to us. Thus, we try to remove as much stress from the process as possible. We are here to provide clarity, support, and the relentless advocacy you deserve.
Therefore, we are particularly proud of the positive reviews and testimonials we’ve received from satisfied clients, such as the following:
Testimonials
Our clients come to us for our successful results and the focused attention we give their cases. Here is what some of our satisfied clients had to say about our services:
Cordisco & Saile Injury Lawyers got the job done. Ask for Joselyn; she was very professional and on point with helping us. I will definitely recommend this law firm to my friends and family. Thank you.
Give yourself a fighting chance against the insurance companies by working with Cordisco & Saile LLC. We fight because you deserve someone on your side.
Seeking Compensation for Your Rideshare Accident in Philadelphia
The amount of Uber or Lyft accident compensation you can receive depends on the various unique circumstances of your case. Some of the factors that may determine your settlement amount include the following:
- The nature and severity of your injuries, including current and future needs
- The strength of your evidence to justify your claim
- The quality of your legal representation
- Insurance coverage limits and the amount of assets the liable party has
- Whether you’re partially at fault for the accident
- The steps you take after the crash, including whether you seek medical attention
Types of Compensation Available After a Philadelphia Rideshare Accident
Depending on the insurance company paying your settlement, you may receive the following types of damages after a Lyft or Uber crash:
- Economic damages: These cover the actual financial expenses you’ve incurred from the accident. These include medical bills, lost wages, loss of earning capacity, and property damage.
- Non-economic damages: These compensate for the subjective and nonmonetary damages suffered from the accidents. They include pain, suffering, emotional distress, and the inability to enjoy life as before. While difficult to calculate, an experienced attorney can ensure you receive proper compensation in this category.
- Punitive damages: Injury victims may also receive punitive damages, but they are only awarded in rare circumstances. These aim to punish the liable party for wanton, grossly negligent, or malicious conduct and seek to deter future misconduct.
Examples of results we’ve obtained in Philadelphia car accident cases include the following:
- $10 million for a local first responder injured in a truck collision
- $1.377 million verdict for a 38-year-old man rear-ended by a distracted driver
- $1.175 million settlement for a couple injured by a drunk driver, who was negligently served alcohol
- $865,000 settlement for a driver and passenger in a vehicle struck by a driver who failed to yield while turning left
Who Could Be Liable for a Rideshare Accident?
Multiple parties could be liable for a rideshare crash depending on the circumstances. Potentially liable parties include the following:
- Rideshare drivers
- Rideshare companies
- Other drivers
- Manufacturers of defective vehicles or malfunctioning auto parts
- Maintenance providers
- Government entities responsible for road conditions
Cordisco & Saile LLC has a reputation for standing up against insurance companies and securing the compensation their clients deserve.
Insurance Issues You Can Face With Rideshare Accidents in Philadelphia
Uber and Lyft accidents and claims can present unique challenges for injury victims seeking compensation. Complex laws regulate Uber and Lyft, and multiple insurance policies may apply. The process is often complicated, discouraging many victims from pursuing claims.
Pennsylvania is a no-fault state. Thus, drivers and passengers must seek compensation from their personal injury protection coverage, or PIP, before suing the at-fault party. Generally, if you have an auto insurance policy, your policy provides PIP coverage. If you do not have a policy but live with a family member who does, that insurance applies. If neither you nor a household member has a policy, the policy covering the vehicle you occupy will provide PIP coverage.
Once the PIP coverage is exhausted, you may pursue compensation from an at-fault party. However, the damages you can recover depend on whether you selected limited or full tort coverage on your auto insurance policy. Limited tort means you can pursue your economic damages but only recover non-economic damages under certain circumstances, such as accidents resulting in “severe” injuries. Meanwhile, full tort coverage allows you to seek both economic and non-economic damages caused by the accident.
In addition, Pennsylvania laws refer to ridesharing companies as Transport Network Companies, or TNCs, and require them to carry liability insurance to pay victims in case of an accident caused by their drivers.
Uber’s Insurance Coverage
Uber carries the following amounts of insurance for drivers, which come into effect depending on the driver’s status as follows:
- The rideshare app is off: Uber’s insurance doesn’t cover accidents when the driver is offline. In this case, victims can seek compensation from the driver’s personal auto insurance or other third parties.
- The driver is online and available to accept a ride: Uber provides limited insurance coverage for third-party liability per accident. This includes $50,000 for bodily injuries per person, $100,000 for bodily injuries per accident, and $25,000 for property damage per accident.
- The driver has accepted a trip or is in transit with the passenger: In this case, Uber maintains $1,000,000 for injuries, pain, and suffering, as well as property damage. Uber will also pay a settlement if the other at-fault driver is uninsured or underinsured.
Our team of personal injury lawyers will remove as much stress from the process as possible, allowing you to focus on healing and getting your life back on track.
Lyft’s Insurance Coverage
Lyft’s insurance coverage also depends on the driver’s status at the time of the accident as follows:
- The rideshare app is off: If the app is off, Lyft provides no coverage, so the driver’s personal insurance—or your own underinsured motorist coverage—applies.
- The app is on, but the driver has not accepted a ride: When the app is on but the driver has not yet accepted a ride, Lyft offers limited, contingent coverage that only kicks in if the driver’s insurance denies the claim. This covers up to $50,000 per person for injuries and $25,000 for property damage.
- The driver has accepted a trip or is in transit to pick up a passenger or is transporting them: Stronger coverage applies when the driver is en route to pick up or actively driving a passenger, with at least $1 million in liability protection and possible uninsured motorist and collision coverage. However, collision coverage has a $2,500 deductible and only applies if the driver carries proper personal insurance with a rideshare endorsement.
Coverage gaps can complicate your claim, so it is essential to work with an attorney familiar with Lyft’s policies to ensure you get the compensation you deserve.
How Do I File an Uber or Lyft Accident Claim?
To file an Uber or Lyft accident claim, you must establish liability, determining who is responsible for the accident and which insurance company is responsible for coverage. You must file suit within two years of the accident. Any claim filed after this deadline will likely be dismissed, barring you from recovering compensation for your damages.
A rideshare accident lawyer with our firm will be by your side throughout the process and assist you by doing the following:
- Provide a free initial consultation session to evaluate your case and explain your rights as an Uber crash victim.
- Investigate and gather strong evidence. An attorney can obtain eyewitness statements, request your medical records, procure the rideshare’s records, recover surveillance camera video, consult accident reconstruction experts, and more.
- File the necessary claim paperwork to meet any deadlines.
- Calculate your damages to ensure you seek the full amount you’re entitled to.
- Negotiate with insurers and defense attorneys to obtain the maximum settlement available.
- Advise you on whether to accept an insurance company’s settlement offer.
- File a lawsuit and represent you in court if the insurer is unwilling to settle for the amount you deserve.
Understanding the Statute of Limitations for Rideshare Cases
In Pennsylvania, you generally have two years from the date of a rideshare accident to file a personal injury lawsuit. In most cases, this two-year deadline comes from 42 Pa. C.S. § 5524. Missing this deadline can bar you from seeking compensation for medical bills, lost wages, pain and suffering, and other damages.
However, some exceptions might extend or shorten this timeframe. For instance, if you were unaware of your injuries immediately after the accident, the statute of limitations may not start to run until you have or reasonably should have discovered the injury.
Even though two years seems like a long time, properly preparing a case can take considerable time. Meanwhile, evidence may disappear and memories fade. The sooner you start building your claim, the better your chances of recovering full compensation for your losses.
You only get one shot to bring your claim, so get it right the first time. Contact our rideshare accident attorneys today to get started.
Contact Cordisco & Saile to Discuss Your Uber or Lyft Accident Case
Rideshare services are a quick and convenient way to get around the Greater Philadelphia area. However, as more people use the apps, more accidents occur. Such accidents often pose complex legal issues. The Uber and Lyft accident lawyers at Cordisco & Saile LLC are here to help. We’ll navigate the maze of insurance coverage and legal challenges to fight for the compensation you deserve.
Schedule a free consultation with a skilled Uber and Lyft crash lawyer to learn more about how we can help you. Call us at 215-642-2335 or fill out our online form to get started.
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Our Attorneys
Real Stories. Real Results.
“I was in a serious accident in 2021. My injuries were new however they mimicked some of the injuries I received in a 2017 accident. After treating with 2 doctors, both who stated my injuries were permanent, I was recommended to Cordisco & Saile. My attorney, Steven DeBonis, was wonderful. He listened and guided me through the process. He worked endlessly to ensure I received a proper settlement. I am so grateful for his effort and kindness. I would highly recommend him to anyone who needed someone to fight for them. The staff was friendly, informative and helpful. They are the best legal team around. Thank you for all you have done.”
I had a slip and fall on Saturday, December 21, 2024. I waited a few days before calling Barbara’s firm and when I decided to reach out, I left a message late at night on the 23rd. First thing Christmas Eve day, Barbara calls me to let me know. She received the message and wanted to chat about my fall. She was extremely professional, detailed the process, and what they would look for in terms of backup documentation, but also instilled a sense of safety and security because she was kind, compassionate and empathetic. She gave the distinct impression that my case would be well researched thoroughly but also be done ethically without having me jump through a whole lot of extra hoops. Five stars, would highly recommend.”
“I had a car accident in January 2019. I called Cordisco and Saile. Michael Saile Jr. worked with me along with his associate Steve, and para legal Michele. They treated me with kindness and respect. I had injuries to my neck and spine. I went through months of physical therapy. The person who t- boned my car had no license, registration or insurance, therefore Mr. Saile had to put together a lawsuit against my own insurance company. I had limited tort insurance but Mr. Saile and his people fought to get me the most money that I was entitled to from my insurance company. It took four years due to the pandemic but they kept at it until they reached the maximum. I cannot thank them enough. Everyone in their office worked very hard for me. I would highly recommend this firm to anyone who has had an accident, or any legal work.”
We’re here to listen, help you understand your legal options, and support you during this difficult time. Remember, there is never any cost or obligation when you call our team to learn about your options.
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