Workers' Compensation Lawyer in Norristown
Almost all employers in Pennsylvania are required to carry workers’ compensation insurance. If you were hurt on the job, there is a good chance you have the right to receive benefits from your employer’s policy. While the process of recovering benefits should be straightforward, it usually isn’t. You will find that your employer and their insurance carrier make things particularly challenging. That is where the Norristown workers’ compensation lawyers at Cordisco & Saile LLC can help.
Our award-winning trial attorneys have dedicated their careers to standing up to insurance companies, employers, and corporations on behalf of injured workers and grieving families in Pennsylvania. We have led our clients to life-changing results, totaling tens of millions of dollars in settlements and verdicts.
What is workers’ compensation?
Workers’ compensation is a no-fault system that:
- Allows injured workers to recover compensation for job-related injuries and occupational diseases
- Protects employers from lawsuits when employees are hurt on the job
Under Pennsylvania’s workers’ compensation system, employers with one or more employees are required to purchase coverage.
If you are an employee, full-time or part-time, you should qualify for benefits if you suffer a work-related injury or illness. Independent contractors are not typically covered under the state’s workers’ compensation law.
What benefits can injured workers in Norristown receive?
Unlike other types of personal injury claims, the types of benefits that can be awarded in Pennsylvania workers’ compensation cases have strict limits.
You can recover benefits for necessary and reasonable costs of medical treatment, including hospitalization, surgery, doctor’s visits, prescription medication, rehabilitation, and more.
However, you must go to a physician or health-care provider that has been pre-approved by your employer’s workers’ compensation insurance provider. This means that you typically can’t see your doctor for treatment.
Temporary Total Disability Benefits (TTD)
If your work-related injury prevents you from going back to work for more than seven days, you can receive temporary total disability benefits. Once you have received 104 weeks of TTD benefits, you must undergo an impairment rating evaluation (IRE) to determine further eligibility. You can continue to receive TTD if your impairment level is equal to or greater than 50 percent of whole body impairment.
TTD payments equal two-thirds of your average weekly wage prior to your accident, up to a statutory limit. For 2022, the maximum average weekly wage is $1,205.
Partial Disability Benefits
If an IRE indicates that you are partially disabled (or if the insurance company believes that you can perform some light work), then you are eligible for partial disability benefits. Typically, they are calculated at two-thirds of the difference between what you earned before you got hurt and what you are capable of earning now.
Specific Loss Benefits
You can receive specific loss benefits if you have suffered:
- Hearing loss
- Vision loss
- Partial or complete amputation of specified body parts
- Permanent or serious disfigurement to your face, head, or neck
Benefits equal two-thirds of your average weekly wage for a duration established by law, based on the type of loss you experienced.
Surviving family members may be entitled to workers’ compensation death benefits if a work-related injury or illness is fatal.
Have you suffered an injury?
How can a Cordisco & Saile LLC help me with my workers’ compensation claim for benefits?
Life can change the instant you are hurt on the job or contract a serious work-related illness. The cost of medical treatment can be sky-high, and the inability to work and earn a living can make things worse. Workers’ compensation benefits can provide financial support and stability while you get back on your feet.
The workers’ compensation benefits claims process can be difficult to maneuver. You will have to stick to many strict procedures and rules if you want to recover benefits. Plus, the insurance company will only want to pay the bare minimum. The best way to ensure you set yourself up for a successful result is by enlisting the help of an experienced Norristown personal injury lawyer.
Cordisco & Saile LLC has decades of experience handling complex workers’ compensation claims on behalf of injured laborers across Pennsylvania. We know what you are up against and are ready to help you win.
You will have the opportunity to concentrate on your recovery while we:
- Investigate your workplace accident independently and obtain evidence that supports your side of the story
- Collect medical records, work records, pay stubs, time sheets, tax returns, and other information that can establish a baseline for your lost wage benefits
- Help you find medical treatment and obtain an impairment rating evaluation
- Determine if you may also have the grounds to file a personal injury lawsuit against a third party
- Negotiate with the insurance company
- Appeal your workers’ compensation claim for any denied benefits
Our workers’ compensation attorneys will be your fiercest advocates. Best of all, we will represent you for no up-front cost. We work on contingency, so we only get paid if we win your case. No win, no fee; that’s our promise to you.
Workers’ Compensation Can Cover the Costs of Any Work-Related Injuries or Illnesses
As long as your injury or illness is sustained while you are performing job-related responsibilities, you have the right to seek benefits.
Cordisco & Saile LLC can help file your workers’ compensation claim to receive benefits for:
- Sprains, strains, and soft tissue damage
- Repetitive motion injury
- Nerve damage
- Burn injury
- Traumatic brain injury
- Spinal cord injury
- Neck injury
- Back injury
- Crushing injury
- Hearing loss
- Infectious diseases
You could also recover compensation for a preexisting medical condition that gets aggravated in the course of doing your job.
Workers’ Compensation FAQs
Can I sue my employer if I recover workers’ compensation benefits?
Typically, no. Under the workers’ compensation system, you waive the right to file a lawsuit against your employer if you get hurt on the job, even if it was their fault. Very limited exceptions exist, such as cases involving intentionally harmful conduct.
However, that does not prohibit you from filing a lawsuit against a negligent or liable third party, such as a property owner, general contractor, or manufacturer. In fact, if you are injured in a job-related car accident or truck accident in Norristown, you could also potentially have a claim against a negligent motorist.
How long will it take to receive benefits?
In Pennsylvania, you typically receive your first check for lost wages within 21 days of the first day you miss work. After that, checks come weekly until you recover. Benefits can take longer to receive with a delay in notifying your employer or submitting a formal request for benefits.
What if my claim for benefits is denied?
You have the right to appeal the decision. Specifically, your attorney would file a claim petition with the Workers’ Compensation Appeal Board within 20 days of the denial. An appeal is your opportunity to address concerns and explain why the initial denial was improper.
Appeals can be time-consuming and complicated, especially if your employer fights to keep the initial result. Hiring an attorney can help ensure you accurately identify any potential issues with the original decision and increase the odds of getting that decision overturned.
How long do I have to file a workers’ compensation claim?
First, you will have to notify your employer about your injury or illness within 21 days of getting hurt—or the date you become aware of your work-related illness.
Then, you have up to 120 days from the date of your injury—or date of discovery—to file a formal workers’ compensation claim for benefits.
If your claim is denied, Pennsylvania law gives you three years to file an appeal.
Cordisco & Saile LLC Is Ready to Help Maximize Your Benefits
The process of recovering compensation through a workers’ compensation claim can be difficult to maneuver. Fortunately, you don’t have to do it alone. You deserve an advocate, and that is where Cordisco & Saile LLC can help.
Our Norristown workers’ compensation attorneys are here to stand up to your employer and their insurance company and work to make things right for you. We are ready to invest the time, resources, and manpower necessary to get the results you deserve.
Contact our law office in Norristown to learn more. We offer a free, no-obligation case evaluation and are standing by to take your call today.
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